Private and self-employed insolvency lawyers

The insolvency occurs when a person is unable to meet his or her payment obligations regularly. It may be a current insolvency, where debts can no longer be paid, or an imminent insolvency, where it is expected that it will be impossible to meet outstanding payments in a short time.

In Leynver Abogados we advise individuals and self-employed people who go through a complicated economic situation and need to know what legal options they have before the debt continues to grow.

Acting on time is fundamental. A correct legal strategy can avoid unnecessary claims, order documentation, prepare the appropriate procedure and assess whether it is possible to apply for debt relief through the Second Opportunity Act.

We analyze your outstanding income, expenses, assets, creditors and debts to determine the most appropriate route: negotiation, payment plan, natural person competition or debt cancellation request.

When is insolvency considered to exist?

Insolvency may exist if:

• You can't pay loans, cards or receipts.
• You have judicial embargoes or claims.
• Your income doesn't cover your debts.
• You've closed a business with outstanding debts.
• They accumulate late payments with banks, financial, suppliers or administrations.
  
  

  We advise you whether you are in insolvency or cannot pay your debts, studying the best legal way to protect you and find a final solution.