Debt cancellation lawyers in Barcelona
The debt cancellation is one of the main purposes of the Second Opportunity Act. This procedure allows individuals and self-employed persons in an insolvency situation to request judicial relief from debts they cannot deal with.
In Leynver Abogados we analyze your economic situation, review your creditors, loans, embargoes and outstanding charges, and study whether you meet the requirements to request the cancellation of your debts.
This mechanism can be applied to debts arising from personal loans, credit cards, quick credits, collateral, supplier debts or accumulated over-indebtedness situations. In some cases, it may also affect certain public debts within the limits provided for by the regulations.
Our job is to prepare the documentation, submit the corresponding application and accompany you throughout the procedure so that you can get a legal solution and start again with greater tranquility.
When can I apply for debt cancellation?
You can value this way if:
- You can't pay your debts on a regular basis.
- You have several creditors.
- You've suffered a fall in income, business closure or credit accumulation.
- You are receiving claims, embargoes or constant calls from financial institutions.
- You need to reorganize your economic situation legally.
We help you to request the cancellation of your debts through the Second Opportunity Act, studying your case and accompanying you throughout the judicial procedure.
