Civil law

When a judge declares an abusive loan or mortgage clause, you get back what you paid for. So far, nothing new. What many consumers do not know —And many banks would rather you didn't know— is that such a return must also include interest, not since you claim, but from the date you made each payment. The Supreme Court just confirmed it, and in...

Stealing less than 400 euros was, until recently, a minor offence punishable by a fine. It's not always like that anymore. Since April 2026, a person who accumulates several convictions for similar acts may end up in prison even if the removal of it has little value. It is one of the most commented criminal reforms of the year, with direct impact on shops, on the small repeated theft and on the security of...

Many consumers have refused to claim their mortgage costs because their bank told them that «It was too late.». The Supreme Court has just dismantled that argument. If you paid in full on your day, you would notice, register or manage your mortgage loan, you may still be in time to get that money back. We explain to you what the Supreme has decided and how...

It is one of the most useful and, at the same time, the least used: thousands of households meet the requirements and do not ask for it, simply because they do not know what it is for them. The social electric bonus can reduce your light bill to 57.5% during 2026. We tell you what it is, who can ask and how to do it. What is the social electric bonus The social bonus...

For just over a month, thousands of tenants were able to request an extraordinary extension of up to two years in their rental contract. Then Congress laid down the rule. And that's where the real problem started: what about who requested the extension when it was still legal? Owners and tenants are facing and the courts will have the last word. If you're in that situation, this...

Commercial calls you didn't ask for, a contract that is renewed only without warning, half an hour on the phone waiting for a robot to pass you with a person... The Customer Care Act (Law 10 / 2025) puts a stop to all that. It is the first standard in Spain to specifically regulate how companies should care for you, and to significantly strengthen your rights as a consumer. We tell you...

Law 11 / 2025 on housing and urban planning has changed the rules of rental in Catalonia since 1 January 2026, with a direct impact on areas of strong pressure such as Barcelona. And now it adds up to a new element: several of its articles have been appealed to the Constitutional Court. If you are a owner, tenant or invest in housing, you should understand what has changed, what follows...

Spain's new national transport pass is set to become a key development in public mobility policy. Announced by the Government and expected to be implemented in the near future, the measure introduces a single nationwide monthly public transport pass, aimed at improving accessibility while supporting environmental and territorial cohesion objectives. From a legal standpoint, the national...

Retirement Before 65: Early Retirement and Pre-Retirement in Spain Retirement is a right that all workers in Spain acquire upon reaching the legally established age, but the path to that moment is filled with legal and economic aspects that must be clearly understood. In this article, we analyse the implications of withdrawing before the age of 65, the reductions that may apply in such cases, and...

Suspension of the Employment Contract After 545 Days of Medical Leave The suspension of the employment contract after 545 days of medical leave constitutes a significant legal situation that directly affects the continuity of the employment relationship. When the maximum legal limit for Temporary Disability (TD) is reached, the National Institute of Social Security (INSS) must issue a...